Handu VS, Ballo FW, Tomasowa OL. The Influence of Credit Guarantees on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in Kupang City . JMBO [Internet]. 25 Juni 2025 [dikutip 11 Mei 2026];4(1):222-39. Tersedia pada: https://jurnal-cahayapatriot.org/index.php/jmbo/article/view/433